I am so not good at living on a tight budget. I like to have me a little cushion, ya' know? And not just the savings that's there for emergencies. That's for emergencies. I like a little cushion on the day to day stuff, a little cushion that says if I have to have a $500 repair on my car it won't make me skimp on groceries or make the payment for utilities late.
So as I was thinking about this, I wondered about other people. How much do you have to have in checking (meaning totally accessible money to you without dipping into some special stash or fund) to not have that panicky OMG feeling? There's a poll in my sidebar where you may leave an anonymous answer. Or you can cop to it and leave a longer answer in the comments. Your choice, or do both. We're pretty flexible 'round these parts.